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Today in the blog 8 selected companies in which you will get a loan online without checking your data in BIK databases.

Obtaining a loan online is the smallest problem these days. A slightly larger problem with obtaining such a loan will be able to have people who are looking for such a loan because of BIK. Specifically, I mean the situation when the bank rejected their application for a loan because of poor credit history at BIK.

My today’s task is to find companies in which both short-term and long-term online loan is available without BIK, that is completely online and without verification at BIK. Contrary to appearances, this task will not be so easy, because nowadays more and more loan companies verify the BIK database. And so not only the debtors’ bases as it was before. Finding a loan online without BIK is not my only assumption today. I also want to present companies belonging to the group of verified companies and in which it is safe to reach for a loan. Presented companies divided into two halves, segregating them depending on whether they provide payday loans or long-term loans with monthly installments.

Waterpots – online loan without BIK

Waterpots - online loan without BIK

FreeDaypay – for a good start a company that recently boasts the most that offers in the offer no payouts without checking BIK . You must admit that the company’s offer is quite rich because FreeDaypay has to offer payday loans up to 5000 PLN. The company had a 35-day repayment period to offer. Currently, this period has been equated to most similar offers and it is up to 30 days. The loan offer is available for people from 18 years of age who have a valid ID card and no debts in the debtors’ databases.

Cash Express – probably one of the more well-known brands through which we can borrow payday loans online without BIK. It is one of the brands belonging to the Zaloan, a company dynamically operating in many different countries, including Poland. In the case of a payday loan, we can borrow no more than up to PLN 1,500 with a 15 or 30-day repayment period. Ekspres Cash is one of the companies in which the first loan is available for free . Provided we are at least 21 years of age and we do not have debts visible in the BIG Infomonitor system databases.

Manyporfel – the company has definitely one of the most interesting offers among payday loans. As part of the first minute you can borrow up to 2,500 zlotys and, best of all, you can get your first hour here for free. Manyporfel has one more advantage which is worth mentioning here. I mean the repayment period of up to 45 days. Verification of a potential client is not carried out via the BIK database but only through the KRD and Erif databases. One of the additional conditions for obtaining a loan is 21 years old. Regular customers of the company can obtain loans up to a maximum of PLN 5,000.

MetLoan – a company that has long been present on the domestic loan market. It may also be known from the Epicredit brand, which offers long-term loans or payday loans. Under the MetLoan brand, the company can offer up to PLN 2,000 for new customers and loans up to PLN 5,000 for people reaching for more loans in the company. The first hour you get here completely free and without additional fees. The main condition that must be met to obtain a loan through the company is to be at least 21 years of age and no registered debts.

Non-bank online loans without BIK – monthly installments

Non-bank online loans without BIK - monthly installments

Zaloan – a company where you will definitely have the best chance of getting a loan if you do not have the best score in BIK. The company makes it possible to obtain an installment loan up to PLN 5,000. We can adapt the loan repayment period to your own needs and it can range from 6 to 24 monthly installments. You will be able to take advantage of the company’s offer, provided that you are already 21 years old and do not have information about debts in BIG Infomonitor databases.

Epicredit – a brand that I mentioned earlier, while writing about MetLoan. One of the few reliable and reliable companies in which online loan is available without BIK. An offer under which you can get your first loan for free, but with a repayment period of no more than 61 days. As part of this promotional offer, you will not, however, borrow more eggs to PLN 2,000. People reaching for more loans at Epicredit will be able to count on obtaining a loan of up to PLN 10,000 . The terms and conditions for obtaining a loan are identical to those in MetLoan, that is, the required 21 years and the lack of debts in the debtors’ debts.

Dynamol – quite an interesting online loan offer without BIK, but more targeted at people who are not satisfied with a large loan amount. At Dynamol, we will borrow no more than PLN 1,000, and also with a short repayment period of 4 months. This is one of the few offers of non-bank loans for 18 years , and therefore addressed to people who are 18 and over. Formalities related to obtaining a loan in Dynamol run quickly and very efficiently. This offer will certainly satisfy those who care about getting a quick loan online .

Lapuda Cash – a company whose offer is quite specific. It makes it possible to obtain not very high loan installments, and also offers one of the larger amounts available by non-bank because even up to PLN 25,000. And most importantly, the company does not throw words into the wind, and if we meet its conditions, we can offer an amount even from the highest shelf. However, this online loan without BIK is possible to obtain if we meet one of the most important conditions. He talks about having so-called guarantor and therefore an additional person who will also take care that the loan is repaid in a timely manner. It may be our relative, neighbor or colleague. It is important that such a person has good creditworthiness and does not have any debts.

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